Wednesday, May 9, 2007

III. LEAST SOPHISTICATED

III. LEAST SOPHISTICATED OR UNSOPHISTICATED CONSUMER STANDARD
Most courts have held that whether a communication or other conduct violates the
FDCPA is to be determined by analyzing it from the perspective of the "least sophisticated
debtor." Clomon v. Jackson, 988 F.2d 1314 (2d Cir. 1993); Taylor v. Perrin, Landry, de Launay
& Durand, 103 F.3d 1232 (5th Cir. 1997); Graziano v. Harrison, 950 F.2d 107, 111 (3d Cir.
1991); Smith v. Transworld Systems, Inc., 953 F.2d 1025, 1028-29 (6th Cir. 1992); Swanson v.
Southern Oregon Credit Service, Inc., 869 F.2d 1222, 1225-26 (9th Cir. 1988); Jeter v. Credit

2 comments:

Anonymous said...

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Anonymous said...

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